
The fintech platform for cash-first markets
Technology meets partnerships
Nomanini is the pioneering fintech platform that connects financial service providers and fast moving consumer goods companies to retail MSMEs.
Our platform supports world-class digital banking and supply chain financing in cash-first markets.


For financial service providers
Our platform supports the development and deployment of business banking products for informal retail merchants.
We leverage existing FMCG value chain relationships to ensure rapid deployment of an alternative banking channel and the low cost acquisition of retailers business banking customers.
Create pervasive points of representation beyond traditional banking channels
Acquire retail MSMEs as business banking customers in cash-first markets
Deploy responsible capital to retail MSMEs to finance FMCG stock

For the FMCG value chain
Our embedded supply chain financing solution enables the financing of stock onto the shelves of the general trade.
Stock advances paired with actionable data helps to optimize supply chain efficiencies and increase distribution capabilities.
Finance stock onto the shelves of the general trade on own balance sheet
Increase sales in general trade by solving the working capital needs of MSMEs
Unlock general trade data, gaining visibility of MSME sales and preferences

Partners and transactions through our platform

Nestlé partners with Nomanini
Informal retail Micro, Small and Medium-Sized Enterprises (MSMEs) across the Eastern and Southern Africa Region (ESAR) are set to receive a technological and operational boost for their businesses, thanks to Nestlé, Nomanini and Standard Bank.
“With Nestlé as one of our newest clients, we are able to address these and other key business challenges and transform the informal retail ecosystem through an innovative solution. Through our platform, Nestlé is able to provide much-needed access to sufficient working capital so that retailers can stock a wide range of high-quality products. This capital is offered in the form of physical stock rather than cash,” said Vahid Monadjem, CEO and Founder of Nomanini.